Protection Options That Suit Your Needs and Budget

Life insurance provides financial security for your loved ones when they need it most. With the right planning, you can help ensure your family’s finances are protected if you aren’t there to provide for them.

The death benefit from a life insurance policy can help replace income and pay any expenses that your family will have after your death, including:

• Mortgage or rent payments 
• College tuition for your children 
• Monthly bills, expenses and childcare costs
• Funeral expenses, estate taxes and final medical expenses 
• Auto loans, credit card balances and bank loans 
• Retirement funding for your surviving spouse

Life Insurance Products

Term Life Insurance - An economical type of life insurance; provides death benefit coverage and premium payments are guaranteed to remain level for a specific period of time.   Request a quote

Universal Life Insurance -A flexible type of life insurance policy; provides both a death benefit and has the potential to accumulate cash value. The policyholder has the right to borrow or withdraw from any available cash surrender value.   Request a quote

Comparison Chart

Feature	Term Life Insurance	Fixed Universal Life Insurance
Term of Policy	10, 15, 20, 30 years	Lifetime
Policy may build cash value	No	Yes
Designed for low cost premium payments	Yes	No
Flexible payment terms and premium amounts	No	Yes
Policyholder has the right to borrow or withdraw from any available cash value